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Personal Contract Purchase (PCP) - Agility
This contract is designed again for the private motorist. This method of funding allows you to run your own car on a similar basis as a company car without having to pay tax on the benefit.
You enjoy the pleasure of driving a new vehicle every 2-4 years. The option of owning or returning the vehicle is open until the end of contract.
The finances are structured so that you do not need a large deposit and the guaranteed Residual Value eliminates the risk of depreciation and keeps the monthly repayments low.
- Fixed cost allowing easy budget management
- Low initial outlay (usually 3 rentals in advance)
- The choice to buy, sell or trade in the vehicle at the end of the contract
- Charges are exempt from VAT
- Ideal for opting out of the company car scheme (no company car tax)
- Ability to change for a brand new vehicle on a regular basis